Most Americans are knee deep in debt before they hit their 30s. The debt trap starts early and the longer it's allowed to go on, the more difficult to get out of it. Here's a scary fact for you. 80% of Americans over 40 lack a $2,000 savings cushion for emergencies.
Breaking the cycle means changing habits. The earlier that happens, the easier. The irony is that it's early on that most people lack the knowledge needed for this change. Schools don't teach personal finance and it takes time to figure all of this out. This is why we decided to start Hush.
Here's what we'll do for you. We help you set up a regular savings habit, we help you grow that money, and we'll teach you how it all works. Our success is to not only help you avoid the debt trap, but to fundamentally alter the personal finance landscape of America for the better. It's an ambitious goal but nothing worthwhile is easy.
To stay on the path towards financial freedom, it's not enough for us to simple provide the tools. That may be enough to get on the path, but to stay on it you need to trust the process. That's why we'll be in touch with articles and videos, teaching you how everything works and why we do what we do. We'll explain how even tiny regular savings can change your life. We'll explain how we make your money grow and we'll give you the knowledge needed to avoid the debt trap.
We know you're busy and we know you're not looking to read a book. We'll keep each update short and sweet. Easy to digest and understand.
Stay with us, our journey together is just getting started!
Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Hush app pricing before investing. Investment advisory services offered by NINE30 Advisors LLC (NINE30), an SEC-registered investment advisor. Securities brokerage services are provided by Alpaca Securities LLC ("Alpaca Securities"), member FINRA/SIPC, a wholly-owned subsidiary of AlpacaDB, Inc. Technology and services are offered by AlpacaDB, Inc.
No Guarantee of Wealth Accumulation: The tagline 'Get rich slow' is intended to describe a disciplined, long-term investment strategy and does not guarantee wealth accumulation. Investors should be aware that all investments carry risks, including the potential for loss of principal. Past performance is not indicative of future results. Risk Disclosures for Investment Strategy: Investing in any strategy involves inherent risks, including the risk of loss. The potential for gains or losses depends on market conditions and other factors beyond our control. Clients should carefully consider their financial situation, investment objectives, and risk tolerance before pursuing any investment strategy. Balanced Presentation of Performance: All strategies and past performance data presented in this material are based on historical analysis and are not predictive of future performance. Investments may not perform as expected, and actual outcomes may vary. We do not guarantee future results, and clients should fully understand the risks involved.
A properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances, or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Hush app. All percentage return numbers or other performance related numbers shown are hypothetical.
Simulated or backtested data represents hypothetical results and is presented for illustrative purposes only. These results do not reflect actual trading and may not be indicative of future performance. Past performance, whether simulated or actual, is not a reliable indicator of future outcomes. Investors should not assume that similar returns will be achieved. All investments carry the risk of loss, and investors may lose some or all their principal. Please review the advisory contract and Form ADV Part 2A Narrative for further details regarding fees, risks, and other important information.
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The ETFs comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read each prospectus carefully before investing.
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